Category Archives: Savings & Budgeting

Where to Park Your Rainy Day Savings for Growth Without Much Risk


We all know that part of a good, healthy financial well-being is to have a decent sized chunk of money set aside in your emergency fund or rainy day savings fund as some people call it. Some advisers tell us it can start off with as little as $1,000 (I believe that one is a Dave Ramsey thing).  More commonly I see suggestions to have as much as 3 months, 6 months, even 12 months worth of […]

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A No-Brainer Way to Lower Your Bills – For Free!


One of my favorite blog series to follow along with is J Money’s “Challenge Everything” series over at Budgets are Sexy. In case you don’t know this one, basically what J does is take a different bill every month and tries to get it lowered. Or another thing he’ll try is to look for some other side hustle to make a little extra money on the side. Collectively this ends up going into a special fund that […]

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14 Easy Ways How to Cut Power Bill Expenses During the Winter


The winter-time can be a very challenging time for most people. It’s cold.  It’s dark.  And it’s hard to travel. Unfortunately all of those things can make people want to stay indoors during that time.  And that can lead to a big increase in your energy bill. All of the sudden you’re dealing with drafty windows, more hot water treatment, and a whole more electricity usage than you ever would have during the Summer-time. Luckily there are […]

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A Sample Financial Plan – How Should You Budget Your Money?


It’s occurred to me on several occasions that not everyone reads money magazines or CNN Money as much as I do.  For some people knowing where to start is practically half the battle when it comes to getting a grip on your finances. What they need or would love to see is a sample financial plan that just gives them the hard numbers!  They need something that could use as an example for how you should be […]

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