Category Archives: Retirement

How to Retire By 55 (or Sooner) on a Salary of $50,000 or Less

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If you’ve got dreams of retiring early by age 55 or sooner, then you’ll be very delighted to know that this goal is well within your reach! Believe it or not, our ability to reach financial independence is something that is always possible to achieve. Though the path to get there may not always be clear, there are always certain actions we can take that will cut through the brush and reveal a clearing at the end […]

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How a Backdoor Roth IRA Conversion Could Help Your Early Retirement Strategy

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In the past I’ve talked before about how a 72t is a key part of my early retirement strategy. In case you’re not aware of what that is, a 72t is a special exception in the IRS rules that allows you to take money out from your 401k or IRA before age 59-1/2 and without facing that stiff 10% penalty (we’ve got a whole post about it here).  For anyone looking to retire early, that’s a massive […]

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How a Good Asset Allocation Model Can Impact Your Financial Future

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Assets allocation is just not one of those topics that most people find particularly sexy.  Usually it’s the sort of thing that gets about as much attention as the instruction manual to your Blu-ray player. But as you’ll see below, it’s one of those parts of investing that you simply can’t ignore – largely because it can have a MAJOR effect on your finances and how long they ultimately last. The reason I wanted to bring this […]

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